Phoenix, Arizona – May 12, 2025 – In a housing market defined by mortgage rates climbing above 7%, Rachel Roberts, Founder and CEO of UMe Projects, is leading a significant shift in how buyers access home financing. Under her leadership, UMe Projects has become the foremost national platform dedicated to assumable mortgages, offering a practical, affordable alternative to conventional lending. By empowering buyers to assume existing low-interest loans—some as low as 2%—Roberts has positioned her company at the intersection of innovation and accessibility in real estate.
Roberts founded UMe Projects with the intention of demystifying and streamlining a process historically overlooked in mainstream real estate: the assumption of qualified existing loans. Her strategic vision was to make assumable mortgages a central, rather than peripheral, feature of home buying and selling. Today, UMe Projects maintains more than 5,000 verified listings and reports a 100% transaction success rate, reflecting both demand and executional excellence under Roberts’ guidance.
Unlike traditional real estate platforms, UMe Projects operates a fully integrated service model that supports buyers, sellers, and agents through the complete assumption lifecycle. From initiating communication with servicers to managing approvals, preparing documentation, and facilitating closing, the platform reduces barriers and simplifies what is typically seen as a complex process.
“Assumable mortgages are the biggest opportunity in real estate—and the most underused,” said Patrick Celaya, Chief Marketing Officer at UMe Projects. “Rachel’s leadership is redefining how the market understands and uses mortgage assumptions. Her commitment to access, clarity, and execution is making affordable homeownership a reality for many who believed it was out of reach.”
Roberts’ leadership has also emphasized education and industry engagement. UMe Projects hosts regular Q&A sessions, develops training resources for realtors, and provides direct support to consumers unfamiliar with the assumption process. These initiatives are critical to expanding adoption and ensuring that clients are not only aware of assumable options but are fully equipped to navigate them.
The company’s approach differs from listing-centric platforms by offering comprehensive transaction management and post-offer coordination. Roberts has championed a model that does not leave clients on their own once an opportunity is identified. Instead, UMe Projects remains involved through each critical step of the mortgage assumption process, reducing uncertainty and improving closure rates.
“We’re not just listing properties—we’re giving people access to loans they thought were off-limits,” said Roberts. “In today’s high-rate environment, buyers need alternatives. Assumable mortgages provide exactly that, and we’ve built a platform that makes it easy for people to take advantage of this opportunity.”
UMe Projects also benefits from the operational support of Co-Founder Mike Roberts, who noted the company’s approachability as a key differentiator: “Most platforms leave you on your own. We walk every client through the process step-by-step—and we close. It’s that simple.”
While testimonials are not a core element of the company’s communication strategy, the platform continues to attract repeat buyers and a growing network of trained real estate professionals. UMe Projects’ operational expansion includes investments in new tools to further automate lender coordination and improve user visibility into eligible properties.
Looking ahead, Rachel Roberts plans to continue scaling UMe Projects by investing in market education, technology infrastructure, and realtor partnerships. As assumable mortgages gain traction, the company’s early positioning and commitment to executional quality are expected to sustain its growth and leadership in this space.
For more information about UMe Projects, visit UMe Projects on YouTube, UMe Projects on Instagram, UMe Projects on TikTok, and UMe Projects on Facebook.
About UMe Projects
UMe Projects is a nationwide platform that specializes in assumable mortgages, helping buyers, sellers, agents, and investors access ultra-low interest rates in today’s high-rate market. With over 5,000 verified listings and a 100% transaction success rate, UMe Projects offers a full-service experience that simplifies the complex process of home buying and selling. The platform is committed to making homeownership more affordable and accessible, unlocking the potential of assumable loans for everyone involved.
Contact Information
Rachel Roberts, Founder
UMe Projects
Phone: +1 (602) 715-2875
Email: [email protected]
