Jo Warwick, The Money Therapist, helps women transform their relationship with money for lasting financial security and growth.
The Financial Disconnect
“She is the epitome of the modern woman — managing a household, a family, a career, a business, sometimes all of it at once. Carrying responsibility. Making decisions daily. Holding people together. Capable because she has had to be.
She can earn money. She does earn money. And working harder to earn more hasn’t created the stability or freedom she desires. If she’s honest, the relationship with money still isn’t steady. It still isn’t secure. It lacks the foundation and sustainability she has built in every other part of her life.
In this modern world, how is it that so many women who have grown emotionally and relationally still find themselves struggling in an outdated relationship with money?”
The Journey to Financial Maturity: Jo’s Unique Approach
Jo Warwick’s story is one of transformation and revelation. She started her career as an elite athlete, training with a focus on mental resilience and performance. This immersion in discipline and identity mastery during her athletic years shaped how she viewed personal growth and success. But it was her career shift to becoming a relationship psychotherapist that opened her eyes to a critical truth: women could build secure, loving relationships in all areas of their lives, except when it came to money.
For over a decade, Jo worked with people navigating trauma, attachment issues, power dynamics, and emotional resilience. She helped clients overcome deep relational challenges and find healing. But it became clear to her that even the most self-aware and emotionally intelligent women were still struggling with their financial identities. These women weren’t incapable or uninformed, but instead, they lacked the understanding of money as a relationship, an energy, a dynamic, that could be nurtured and balanced.
Jo recognized that a woman’s relationship with money was often shaped by inherited patterns: generational conditioning, outdated gender power dynamics, and unconscious immaturity around financial authority. Too often, women found themselves caught in the tension between hyper-hustle, overdrive, and insecurity, never fully understanding how to create a balanced, empowering financial identity.
Her breakthrough came when she realized that just as we work to evolve in our relationships with love, boundaries, and self-worth, we must do the same with money. It wasn’t just about earning more or managing budgets. It was about shifting the relationship itself.
Today, Jo Warwick applies her deep understanding of psychology, energetics, and business dynamics to help women transform their financial relationships. She doesn’t teach tactics or quick fixes. She shifts the dynamic, helping women build secure, supportive financial relationships that are rooted in stability and self-worth.

What Makes Jo Warwick Different: The Power of Emotional Maturity
Jo’s unique approach to financial maturity isn’t about giving out cookie-cutter advice or tips on how to hustle harder. It’s about recognizing that women have done the emotional and relational work to evolve in every area of their lives, except their financial identities. They’ve learned self-worth, established healthy boundaries, and mastered love and trust in their relationships, yet when it comes to money, they’re still tolerating outdated dynamics.
As Jo explains:
“Women have done the work to grow up emotionally. We’ve learned boundaries. We’ve learned self-worth. We’ve learned what healthy relationships feel like. But no one ever taught us how to grow up financially, and that shows in the relationship we’re still tolerating with money.”
Jo’s approach is transformative because it addresses this very disconnect. She integrates relational psychology, performance mindset, and energetic responsibility, guiding women to recognize the behaviors and patterns they’ve absorbed around money. When women learn to understand and change these dynamics, their financial flow begins to shift, from a place of stability, not force.
What Jo offers is not a simple fix or a “how-to” guide to getting rich. Instead, she works with her clients to:
- Identify unconscious patterns in their financial relationships.
- Develop a secure and supportive relationship with money.
- Build financial stability from the inside out.
Her focus is on helping women understand how money behaves in their lives. It’s not just numbers; it’s an emotional and energetic dynamic. Money can feel secure and abundant, or it can feel distant and unstable. By learning how to shift the relationship, women can foster financial flow from a place of grounded stability.
Why Financial Maturity Matters Today

The world today demands a new understanding of money and financial identity. Women are juggling multiple roles: career, family, community, and more. They make decisions daily, hold enormous responsibilities, and manage complex relationships. Yet, when it comes to finances, many are still trapped in outdated dynamics, either stuck in the housewife conditioning of the 1950s or overcompensating with hyper-hustle. Both extremes are relational responses to money, but neither creates true financial maturity.
Jo Warwick argues that it’s time for women to stop viewing money as a mere tool or external force. Money, like any relationship, requires attention, care, and a willingness to evolve. By acknowledging money as a dynamic that mirrors the relationships we build with ourselves and others, women can stop operating from inherited patterns and instead start creating a secure, supportive financial life.
As Jo puts it: “Money isn’t just numbers in a bank account. It behaves like a relationship. It can feel secure and supportive, or inconsistent, distant, and power-driven. Until a woman looks at that dynamic, earning more won’t fix what feels unstable.”
This understanding is empowering. It’s the realization that a woman who has cultivated healthy relationships in other areas of her life deserves to have the same level of security and growth in her relationship with money. By making this shift, women can stop battling their finances and instead start fostering financial freedom, stability, and growth.
Build Your Secure Relationship with Money
Jo Warwick’s approach to financial maturity is not about following trends or adopting quick-fix tactics. It’s about addressing the deeper dynamics that shape our relationship with money and shifting them toward stability, support, and growth.
Are you ready to take the next step toward transforming your relationship with money? Explore Jo Warwick’s insightful podcast, Glitches to Gold, and learn more about how you can create a financially mature, empowered relationship with money today. Visit her website at www.glitchestogold.com or follow her on Instagram @thejowarwick for more resources and inspiration.
It’s time to stop tolerating an insecure relationship with money. Take control, evolve, and create the financial life you deserve.
